Love the Champagne lifestyle but stuck on a beer-drinker's budget?
Do you dream of owning a Ferrari but drive to work in a rusty Fiesta?
Thanks to a new Leeds business and its innovative timeshare-type scheme, it's no longer just the super rich who can afford a luxurious motor.
12thShare.com allows 12 like-minded people to buy their dream car between them. They then get to drive their dream Porsche, Bentley or Lamborghini for 27 days of the year.
Steve Woodhead, the brains behind the business launched last month, said: "Fractional ownership not only makes luxury car ownership possible for those on a budget, it also makes financial sense to those who can afford to buy but cannot justify the cost when they compare it to the amount the car is actually used."
He added: "Rather than spend £120,000 on a car they can spend £10,000 and have £110,000 left to spend on the wife and kids."
So a Ferrari 360 Spider (0-60mph in 4.3seconds) could be partly yours for a year for around £7,500 rather than £90,000, or a Lamborghini Gallardo (top speed of 192mph) would be around £8,750 rather than £105,000.
As well as paying a 12th of the price tag, each member - who must be between 30 and 65 - pays a management fee for insurance and servicing. The only cost left is petrol.
After a year the vehicle is sold and the cash split between the 12 members.
Mr Woodhead, 39, had been in the security business for 18 years when he came up with his car-share scheme after discovering "fractional ownership" was a $2.5bn industry in America.
The firm has a fleet of six cars, two Ferraris, an Aston Martin, a Lamborghini Gallardo, a new Porsche 911 Turbo and a Bentley Continental.
He said: "I get as excited as the next man about the prospect of driving a dream car and I know that fractional ownership is the only way I'll be able to fulfil my dreams.
"The British have become very sophisticated consumers and the demand for fractional ownership programs is a demonstration of that sophistication."
12thShare.com is moving from Huddersfield to Queen Square, Leeds.